UNLOCK NEW VALUE
Our members collaborate leveraging insights and intelligence from the Alliance to unearth specific market opportunities, address critical challenges, and unlock new sources of value.
Free Resources
Banking-as-a-Service
Partner Shutdown Scenarios
Our Banking-as-a-Service Center of Excellence prepared a set of scenarios financial institutions should be prepared for if a program needs to be unwound. This first set of wind down scenarios are for a hard shutdown, either because the startup is out of money, or the bank has chosen to terminate the program. Download here.
Executive Briefings
3Q24: A new playbook for the Next Era of Banking
Our Executive Briefings provide an authoritative, 360-degree perspective on the key trends, innovations, and strategic imperatives defining success over the next 12-24 months.
Drawing on proprietary data and insights from the Alloy Labs ecosystem of leading banks, partners, and portfolio companies, this briefing offers a uniquely valuable window into the Next Era of Banking.
Third Party Due Diligence
The Definitive Guide
Members of the Alloy Labs Alliance, in partnership with leading consulting firm Crowe, LLP proudly announce the publication of their second iteration aimed to make third-party due diligence more approachable, actionable, and realistic. This initiative ties real world experiences, organizational strategies, and risk appetites to build and maintain effective, compliant partnerships between banks, fintechs, and other third parties.
Legacy Keepers
A Case Study
How western Iowa-based American State Bank became a modern, cross-generational institution. This case study covers how the bank is using a new "wealth and wisdom" platform to deepen relationships with existing customers, keep deposits at the bank, and protect family legacies.
Becoming Better Trusted Advisors
Product Development (co)Lab
Initial findings from our Customer Discovery (co)Lab sessions with members to understand needs and pain points from customer and bank perspectives in providing financial coaching to customers. Work has now moved to a live pilot with a fintech partner. Contact us to learn about how to get involved.
Third Party Due Diligence
Executive Summary and Minimum Acceptable Maturity Model
Members of the Alloy Labs Alliance, along with leading consulting firm Crowe, announce a guide to standardize third-party due diligence to build and maintain effective, compliant partnerships between banks and fintechs and other third parties.
Banking-as-a-Service
The New Nomenclature Behind the Baas Partnership Boom
Alloy Labs members have published the first of its industry insights designed to standardize the non-competitive aspects of banking-as-a-service. It defines the terms and roles that are commonly — but often incorrectly — used in the market, and makes an argument for the importance of having a shared industry vocabulary.
Marketing
Special Report - Leading Through Story:
What Every Bank Needs to Know about Narrative and Influence
Hundreds of bank websites house a page labeled “Our Story”, but only a fraction of those pages actually tell a story. A well told story gives its teller the ability to rally employees, inspire confidence in stakeholders, and win customers. This report will show you how.
Innovation
Special Report: Why Women Innovate
A significant body of research supports the idea that there’s a correlation between women leaders and innovation. We interviewed the women leading some of the nation's most innovative banks. Those discussions revealed three major areas where women’s experiences differ significantly from their male counterparts in ways that spur innovation.
Marketing
Special Report - A Tale of Two Approaches: How Financial Brands Market to Small Business.
We break banks’ strategies for marketing to
SMBs down into two categories: people-led and
product-led. Geographically focused community
banks tend to focus on the former, while digital-first
brands focus on the latter.